What is Windshield Coverage?
Windshield coverage is often included under comprehensive auto insurance policies, which cover damage to your vehicle that is not caused by a collision. This includes incidents such as falling objects, vandalism, or natural disasters.
Benefits of Windshield Replacement or Repair Coverage:
Typically, having this coverage means that a repair or replacement caused by a crack or chip is covered by your insurer, often with no deductible. Many insurers partner with glass repair shops to offer convenient services.
Understanding Deductibles:
Some policies may require a deductible for glass replacement; however, repair costs are commonly covered in full as they are less expensive than replacements.
Filing a Claim:
When filing a claim for windshield damage, documentation of the damage with photos and promptly notifying your insurance provider is important for a smooth process.
Exclusions and Conditions:
Be aware of policy exclusions, such as wear and tear or scratches, which are generally not covered. Always check with your insurer to understand the specific terms of your coverage.
If you have any questions Merit Insurance Group is here to help! Call us at 708-845-5466 or visit our website at www.meritinsurancegroup.com
