Please ensure Javascript is enabled for purposes of website accessibility Blog - Merit Insurance Group

Blog

Learn all there is to know about insurance.

6 Things to Know About Aging Out of Your Parents’ Health Insurance

The Affordable Care Act allows young adults to avoid high premiums and retain health insurance coverage as a dependent on their parents’ health insurance plans. What age you get the boot and need to insure yourself varies. The ACA states that you lose coverage from your parents’ plans at age 26. Some states, like New […]

READ MORE

What Does It Mean to Be Financially Literate? 

A person who is financially “literate” knows how to budget, knows how to invest, and knows how to manage long-term finances. In general, you can consider yourself financially literate if… …you know how to take care of your debt.  US News & World Report suggests that the wisest strategy for paying off what you owe is […]

READ MORE

Four Ways Motorcycle Safety Doesn’t Compromise Fun

Feeling the wind as you ride your motorcycle down a winding mountainside can certainly be exhilarating. Riding is an activity that combines mindfulness, adventure, and nature in a way that is uniquely distinct from simply driving a car. Unfortunately, according to the Insurance Institute for Highway Safety, a motorcyclist who crashes is 30 times more […]

READ MORE

Rebuilding Your Business After a Natural Disaster 

The Federal Emergency Management Agency (FEMA) reports that 40 to 60 percent of small businesses never recover and re-open their doors after a disaster. It is in the best interest of your business to maintain both adequate insurance coverage and a disaster recovery plan so you’re prepared to bounce back when Mother Nature comes calling.   In […]

READ MORE

How to Inform Your Kids About Fire Safety  

Letting your little ones know the importance of being safe when a fire breaks out is imperative but can also be daunting. Such a serious subject can either be too much for them to handle, or it might go right over their heads. So how do you discuss the subject with them the right way? While there is no […]

READ MORE

The ABCs of Airbnb: Prepping Your Home as a Short-Term Rental Space 

Research suggests revenue from short-term vacation rentals will surpass the hotel industry in 2020. In fact, Airbnb reports that on any given night, there are 2 million people staying at one of its properties. If you’re looking to make extra income listing your space with a hosting platform, keep in mind the following tips for preparing well: […]

READ MORE

How to Save Money on Business Insurance  

The last thing you want to focus on when starting or running your business is what could go wrong. While you aren’t necessarily going to face struggles right away, if you aren’t covered with a good insurance policy, you’ll likely experience some issues down the road. Since running a business is risky, you should plan on being […]

READ MORE

Remodeling Your Home? Don’t Forget to Adjust Your Insurance, Too

Homeowner’s insurance is directly linked to the value of your home, and the only way to be confident you have the coverage you need is to be transparent about improvements you’ve made to your property over time. Here’s what to consider before, during, and after a home renovation so you’re covered for during construction and […]

READ MORE

Understanding the Difference Between Federal and Private Student Loans 

Debt happens. When it comes to pursuing a post-secondary education, loans can be an important means to an end. But before you choose between federal and private loans (or choose a combination of the two), you need to understand the difference and the long-term effect each can have on you and your family’s future. This […]

READ MORE

5 Tips for Driving at Night – Insurance repurpose from trucking 

Depending on your job, you may need to do a lot of driving at night. Or perhaps you like to leave in the wee hours to go on family vacation, so you can arrive at a decent time the next day. Some drivers do prefer night driving because the roads are more open. Even so, […]

READ MORE