A car break-in can be frustrating and unsettling. If it happens to you, here are a few important steps to take:
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Put your safety first. If you believe the person responsible may still be nearby or you feel unsafe, move to a secure location and call 911.
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Contact local law enforcement. File a police report and request the report number. This can be helpful for an insurance claim and for reporting stolen items.
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Document the damage and missing belongings. Take photos of broken windows, damaged locks, the interior, and anything else affected. Make a list of items that were taken, including estimated values, serial numbers, and receipts if available.
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Protect your personal information. If a wallet, identification, checkbook, keys, garage-door opener, or device was stolen, take prompt steps to cancel cards, change passwords, and secure your home or accounts as appropriate.
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Notify your insurance company. Your insurance company can help you review your auto, homeowners, or renters coverage and guide you through the claims process. Coverage for vehicle damage and personal property may depend on the details of your policies and deductible.
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Arrange repairs and keep receipts. Secure the vehicle as soon as possible, and save receipts for repairs, towing, or other related expenses.
If you have any insurance questions Merit Insurance Group is here to help! Call us at 708-845-5466 or visit our website at www.meritinsurancegroup.com
